If you have low income and need to make home repairs, there are several programs available to help you. One such program is the 504 Home repair program. This program helps low-income people get loans up to $40,000 to make necessary repairs. It also offers assistance for senior citizens and disabled people. However, the money must be used for home improvements that will improve the health of the home.
Community Homeworks is a non-profit organization that helps low-income homeowners in Kalamazoo County, Michigan, with home repair projects. They provide education workshops, critical home repairs, and whole-house weatherization services. Their mission is to build equity and improve the quality of life for low-income families in Kalamazoo County.
The organization started in Kalamazoo in 2004 as a way to help low-income homeowners make the most of their homes. Today, more than thirty clients benefit from its services. Some attend weekly maintenance workshops. A Kalamazoo resident identified only as Carmen is a prime example. She had exposed wires outside her home, which killed birds.
Oakland County Advantage program
In Oakland County, Michigan, a new program will help seniors who are in need of home repairs. Oakland County’s Community Home Improvement Office is helping to build the program. It will provide up to $20,000 to qualifying households. The goal is to help people avoid foreclosure.
The program will help older and low income homeowners. It will work with data from the U.S. Census Bureau to determine who is eligible. The program can also help low income homeowners with emergency home repairs. In addition to the home repair program, the county will help connect low income families with other supportive programs.
Oakland County also has a weatherization program to help low income families stay warm in the cold winter. It will also help families with broken heating systems. The program is based in Pontiac, Michigan, but it can help families throughout the entire county.
Farmington Hills Planning and Community Development Department
The Farmington Hills Planning and Community Development Department offers grants and loans to help low-income families make repairs and upgrades to their homes. These programs help people update their homes in order to make them safer and easier to live in. However, to apply, residents must meet specific criteria.
To qualify for a home repair grant, residents must meet certain income requirements. In addition, residents must also meet certain safety standards. Whether it is a simple roof repair, new flooring, or a complete home renovation, the Farmington Hills Planning and Community Development Department can help. While some programs require a credit check, many grants will cover the cost of home repairs for low-income residents.
Macomb County Housing Repair Assistance program
The Macomb County Housing Repair Assistance program for low-income families has several programs to help low-income families make essential repairs to their homes. The Home Rehabilitation Program is designed to bring eligible dwellings up to standards that meet the needs of low-income residents, while the Emergency Repair Program helps homeowners with urgent repairs such as furnace repairs and water heater repairs. Both programs provide no-interest loans to eligible homeowners.
The program is administered by the Department of Planning and Economic Development. To qualify, properties must be owner-occupied and located in one of Macomb’s 21 “Urban County” communities. Additionally, applicants must earn less than certain income levels in order to qualify for the program.
Section 504 Home Repair Program
The Section 504 Home Repair Program for low income Michigan families helps low-income homeowners make their homes safer and more accessible. It can help keep the value of a home and help low-income families live independently. This program assists homeowners who can’t afford contractors or insurance approval to make needed repairs to their homes. The qualifying criteria for this program include age, disability, and income.
In order to qualify, a low-income household must earn at least 50% of the median income in their area. This program is not open to people who can qualify for conventional loans from banks or other lenders. In addition, the applicant must own the home that needs repair and must be the owner. The repairs and improvements may be weatherized or make the house accessible. The grant provides $7,500 for home repairs and remodeling projects.