Whether you live in a high-rise or a small apartment, low-income seniors and disabled adults in Texas can get help with home repairs. There are many programs in the state to help with home repairs, from broken windows and doors to damaged electrical systems. Even a minor electrical problem can pose a safety risk. Senior citizens in Texas can get grants to repair these problems. Listed below are some of these programs and how you can apply.
Low-interest home repair grants
If you need money to make repairs to your house, consider applying for a home repair grant. Many low-income families in Texas qualify for these funds. Low-interest home repair grants can help make your house more comfortable and safe. Many government agencies provide these funds to help people get the necessary repairs done on their home. The Texas Department of Housing and Community Affairs administers these programs. You can find these programs in your county by visiting its website.
The Waco housing department offers low-interest loans and home repair grants for homeowners in need of improvements. Midland’s housing department provides grants of up to $5,000 for home repairs. The program requires that applicants show evidence of improving the neighborhood. The Corpus Christi housing department has a rehabilitation loan program that can help you make improvements on your home. To apply for one of these loans, you need to submit proof that you have made a substantial improvement in your neighborhood.
Weatherization assistance program (WAP)
If you’re a senior citizen and a low-income homeowner in Texas, the Weatherization Assistance Program (WAP) is an excellent opportunity to make your home more energy efficient and reduce your energy bills. This program is administered by a network of non-profit agencies and local governments in Texas. It offers free weatherization services to low-income households, including caulking, weather-stripping, and adding insulation and duct work. All of these activities help homeowners improve their home’s energy efficiency and reduce their monthly utility bills. In addition to these services, those who qualify for these programs are automatically granted the financial assistance for weatherization.
The Weatherization Assistance Program (WAP) provides free weatherization services to those who qualify by meeting income and household size guidelines. These services can save you hundreds of dollars per year on your utility bills. The program includes an energy audit, which can reveal inefficient appliances and air leaks. Once a qualified energy auditor has reviewed the home, improvements will be made and your energy bills will drop significantly. This program is especially beneficial for older or disabled homeowners.
USDA Section 504 grants
If you’re a senior and are in need of some money to make repairs around your home, you may qualify for a USDA Section 504 home repair grant for seniors in Texas. This program funds a wide variety of home repairs, from fixing sidewalk holes to repairing dangerous wiring. While you may not need a home repair grant right away, you can apply for a grant any time you need some cash to make repairs around your home.
To be eligible for a USDA Section 504 home repair grant, you must have a household income of less than 80% of the area median income. In addition, your primary residence must have been damaged by the Severe Winter Storm in 2021. You must also be at least 55 years old, have a low income, and have a disability. Interested applicants must be able to provide documentation of the hazard.
Travis County home repair program
If you are a senior citizen who lives in a low-income home and needs repair work, you can apply for free home repairs through Travis County’s Home Repair Program. The program provides labor and materials to help homeowners repair problems that pose health and safety risks. You must be a low-income homeowner to qualify. You can use this program once every ten years. To learn more about the program, contact your local community center.
Listed below are the programs offered by the Department of Housing and Urban Development. While HUD does not offer direct grants to individuals, they do work through local government and nonprofit organizations to offer home repair assistance to those who need it most. Eligibility varies by county, and the process requires timely information. You may need to wait a while before your application is processed, as many home repair grants are distributed on a first-come, first-serve basis.