If you’re a low income homeowner and have a house that needs repair, but you don’t have the money for it, there are organizations that can help you. They are called Habitat for Humanity, Portland Housing Bureau and Samaritans Purse.
Samaritans Purse helps with home repair for low income families who are in need of repairs after a natural disaster. This non-denominational Christian organization aims to share God’s love through Jesus Christ and is dedicated to addressing the needs of disaster victims.
Since 2005, Samaritans Purse has responded to dozens of emergencies around the world. They provide compassionate care, medical attention, and prevention education to victims of natural disasters. In addition, they construct hospitals, churches, and homes for people in need.
Samaritans Purse has assisted hundreds of Christian families in Iraq, Liberia, and Afghanistan. The organization also runs large-scale distributions to feed the hungry and provide preventative education to families in areas of crisis.
In addition to helping families in need, Samaritans Purse provides critical care to victims of hurricanes and other natural disasters. These teams also operate emergency field hospitals to help victims of illness and to provide relief.
Habitat for Humanity
If you are a low income homeowner, you can get help from Habitat for Humanity. The organization offers several programs that allow you to make repairs to your home. This includes a Critical Home Repair program and a Home Repair Program.
Whether you need a roof repaired, windows fixed, or an old furnace replaced, you can count on Habitat for Humanity to help. Their work is a “hand-up” model, meaning that the work is done by volunteers. However, the organization does require that you participate in the process.
The Habitat for Humanity Home Repair Program is designed to improve the health and safety of low-income homeowners. It helps preserve affordable housing stock, which helps low-income families remain in their communities. In addition, the program encourages connections within the community.
Buffalo Urban League
For home repair assistance on a budget, the Buffalo Urban League has you covered. This organization is one of the oldest HUD-certified housing counseling agencies in the Buffalo area. It can provide residents with foreclosure prevention counseling, fair housing education, first-time homebuyer education, and even credit restructuring.
The Habitat Buffalo Repair Program helps moderate-income homeowners keep their homes safe and livable. The program also provides homeowners with affordable loans.
Among other programs, the City of Buffalo offers partial conditional grants for emergency home repairs. You can qualify for this type of help if you are a homeowner who is in need of emergency repairs such as a broken roof, inoperable hot water tank, or a faulty electrical panel.
New York state’s weatherization program can also help you improve the energy efficiency of your home. Several organizations can provide you with referrals to make your home more environmentally friendly.
Portland Housing Bureau
If you are a low-income homeowner, you may be eligible for home repair assistance through Portland Housing Bureau. The Bureau works with community partners to assess needs and find sustainable solutions. Currently, it offers funding for home repair and rehabilitation and grants to community organizations.
In addition to funding home repairs, the Bureau also provides down payment assistance loans and helps homeowners prevent foreclosure. Its goal is to build quality, affordable housing.
To be eligible for the Portland Home Repair Loan Program, you must own a single-family home in the City of Portland. You must also have a clear title to the property. The loan is a 0% interest loan. Depending on the property type, you may be able to use the loan to make home accessibility modifications or repair a roof.